Overview of Secure Online Payment Gateway

• Secure Online Payment Gateway is an online payment gateway that ensures smooth and secure transactions
• It will help to keep your account more secure & reliable. Enjoy safe online payments through Secure Online Payment Gateway. This system is similar to larger payment services like PayPal or Stripe
• You can deposit money in a few minutes with multiple currencies and multiple payment gateways like PayPal, Stripe, CoinPayments, Coinbase and much more
• The main features of the application – Deposit, Payout, Transfer, Exchange, Request Payment, Ticketing system, Revenues, Merchants, Merchant Payment, Crypto Send Receive etc. If a user has any claim against any payment, he/she can claim to the defendant using Dispute.

Key Features

Deposits

Registered users can make deposit into Secure Online Payment Gateway. With our system payment methods, user can do deposit. User can select in which Wallet they want to deposit the amount.

Transfer Amount

It is possible transfer money to any registered or unregistered users. Unregistered users can see their money once they signup. Admin can block, refund for any illegal issues.

Request Amount

Registered users can request money to any Registered or Unregistered users. Request receiver has the option to approve the request or cancel it.

Currency Exchange

By pay Money, user can exchange any currency ‘From wallet’ to ‘To wallet’. Can set exchnage type as Local/API. Based on each currency exchange rate, amount will be converted and added on user wallets. Admin can see details about exchange in Currency Exchange.

Payment Methods

Currently, we have 7 payment methods to deposit money – PayPal, Stripe, Payeer, PayUMoney, Coin Payments, Coinbase & Bank. From Currencies->Payment method, admin can activate/deactivate payment methods.

Payouts / Withdrawals

Money can be easily withdrawn from wallets. PayPal/Bank, how do you want to withdraw your money? To withdraw money, you must first enter your bank details in the withdrawal settings, or if it is PayPal, simply enter your PayPal email address. Withdrawal, on the other hand, is a manual process in Secure Online Payment Gateway. Following the withdrawal request, admin will manually send the funds to the bank or paypal email address.

Crypto Send Receive

Secure Online Payment Gateway is integrated with Bitcoin, Litecoin, Dogecoin, Ethereum, and Tron cryptocurrencies, allowing users to send crypto balances to valid wallet addresses. The process of sending and receiving transactions is fully automated and connected to the blockchain.

Token Send Receive

Secure Online Payment Gateway admins can deploy TRC-20 tokens on the Tron network, enabling the sending and receiving of TRC-20 tokens within crypto wallets.

Revenues

Fixed amount charge & charge percentage is revenue in Secure Online Payment Gateway system.For transaction typeseach currency, admin can set few amount of charges from fees that will separately show in Revenues in admin panel. Only admin can see revenues.

Roles & permissions

As owner of this site you can add other user as admin providing permission to specific role.

User Group

Admin can add default group for site users. For group users, admin gives specific permission to each group.For example, Users may apply to be Merchant and admin can change his group to Merchant providing extra permission.

Preferences

From settings-> preferences, admin can set Time zone, Date format, Money symbol, Thousands separator.

Activity Logs

Admin can see each users login activity from activity logs.

Fees & Limits

Fees & Limits are the combination of currency and payment methods (Deposit, Transfer, Payout, Request payment & Exchange.). Fees are applicable as charge percentage & charge fixed where limit is the combination of minimum limit & maximum limit.

Merchants

User can create merchants via this system. We have two types of merchant- Standard & Express.

In Secure Online Payment Gateway Standard type user can create merchant and generate merchant payment form. By this form user will get the pay now option & do payment to merchant.

Secure Online Payment Gateway Express Checkout gives your buyers a simplified and secure checkout experience using API that keeps them local to your website or mobile app throughout the payment process.

Disputes

User can contact with merchant through Dispute option if user have any claim about their product. Administration can take action (Approved or Reject) discussion on both parties.

Create Tickets

Ticket system is better way to dealing with customer about their issues where user can report or ask questions on various issues. If you have trouble with the site or program, you can use this option as help.

Email Templates & settings

To send mail we have dynamic email template which is changeable too. If you want you can change the template. It also supports multiple languages. We have two E-mail sending protocols. You can send email via SMTP and another one is default, send mail option.

2-Factor Authentication

2FA is an extra layer of security used to make sure that people trying to gain access to an online account are who they say they are. It is used to control access to systems and data from hackers. 2FA is allowed for By email, By Phone & By Google Authentication.

By email & phone: When you verify for email, a 6-digits code will be send to your email to verified your eamil address. By phone, verification process is same as email processing system.

By Google Authentication: Set up google authenticator app into your mobile phone before continuing, otherwise you will be unable to verify. Then scan QR code from your systems via phone & enter the 6-digit OTP from your app.

Email/Phone verification

Email verification services help you to portect your account.This process is helpful to confirming that an email address is valid or not. System automatically send a verification code to the email address used to sign up for the account.

Manual Deposits & Payouts/Withdrawals

The Secure Online Payment Gateway system allows for manual deposits and withdrawals. For every specific user, the administrator can manually deposit and withdraw funds. Additionally, a user can manually deposit money via bank and withdraw funds to a bank or PayPal account.

Know your customer (KYC)

It is the process of knowing your customers. It helps to verify the identity of any clients either before or during the time you start the business with them. KYC allows companies to protect themselves by ensuring that they are doing business legally or not, and it also protects the individuals who might otherwise be harmed by financial crime.

There are two types of verifications-

1. Address verifications
2. Identity verifications

Address verifications: Go to user profile and upload appropriate file for address verification. If admin approves it, it will display ‘Address verified’ in users list in admin panel and also in user profile in user panel.

Identity verifications: At first, from user panel select the identity type & provide your necessary credentials. When admin approves the user identity, it will show ‘Identity Verified’ in users list in admin panel and also as in user profile.

Notification Settings

During each transaction admin will get email as transaction notification. Admin will be able to set individual admin email for individual transactions types (Deposit, Send, Request, Payout, Exchange, Payment).
To receive email notifications, admin must configure the notification settings from notification settings option. Admin can assign anyone (set email) for each transaction type.

User Status Change: Admin can change user status to Active/Inactive/Suspend.

Active: Users can do all types of activities from his/her panel.

Inactive: Users can’t login to the system. While going to login into the system a message will appear to the user that he/she is inactivated.

Suspend: Users will be able to login to the system, but they can’t do any type of transactions (Deposit, Send Money, Request payment, Exchange, Payout, Merchant payment)

Send/Request Money via Phone number

User can Send/Request money via user phone number ( Registered or unregistered users). While transferred amount or send request to user phone number, user get sms on their mobile number.

TatumIO Subscriptions

User can manually create notifications for any user on TatumIO, ensuring they receive timely updates for events related to their blockchain addresses.

What’s New?

Latest Version Secure Online Payment Gateway v5.0.1 Click HERE to view the changelog

• Updated the Upgrader module to support multi-version upgrades
• Resolved a data checking issue in the Transaction Data Table
• Laravel version updated to 12
• Added support for Merchant SDK
• Added phone number verification during profile updates
• Restricted admin replies when disputes are in closed status
• Restricted admin replies when tickets are in closed status
• Fixed installer helper related issues
• Added SMS template for deposit notifications.
• Added SMS template for withdrawal notifications.
• Enforced email verification based on admin settings (API).
• Refactored Stripe virtual card webhook endpoints.
• Refactored referral module integration in Core Secure Online Payment Gateway.
• Added support for the Invoice module (paid)
• Added support for the Escrow module (paid)
• Introduced dark mode logo support
• Fixed an issue with dispute closure email notifications
• Fixed leading zero issue in user phone numbers
• Fixed issue with request money email and sms notifications
• Added support for the Airtime Recharge module (paid)
• Added support for the Remittance module (paid)
• Inactive currencies removed from the deposit currency list
• KYC Verification API Issue Resolved
• Virtual Card Module Seeder Issue Resolved
• Implemented KYC Verification Feature API For Mobile App
• Implemented Add-ons Mega Menu
• Fixed KYC Verification Provider DataTable Issue
• Resolved Virtual Card Withdrawal Functionality Issue
• Fixed Email Template Rendering Error
• Corrected Navigation Error in Admin Panel User Profile
• Fixed User Filter Issue in Admin Panel Send Money Section
• Resolved Asset Amount Reset Issue for Crypto Provider
• Two-Factor Authentication Code Resend Functionality
• Refactoring JavaScript Code for Fees and Limits
• Display Stripe Error on Card Decline or Invalid Entry
• Resolved Transaction Datatable Error
• Fixed Currency Dropdown Issue in Payment Method and Fees & Limits
• Fixed Version Upgrade Issue
• Merchant Payment
• Payme (paid)
• Automated KYC Verification by Amlbot (paid)
• Automated KYC Verification by Veriff (paid)
• P2PXchange – Secure Online Payment Gateway Peer To Peer Buy/Sell Addon(paid)
• TRC-20 token Deployment
• Custom Token add
• PoolMoney – Secure Online Payment Gateway Fundraiser Addon (paid)
• Remittance (paid)
• Express Merchant Rest API
• Virtual Card (paid)
• Token Wallet
• Token Transaction Webhook
• Multilevel Referral System (paid)
• Airtime And Data Bundle With Reloadly (paid)
• Payment with Payment Link (paid)
• Stable Token connect
• USDT supported with TRC-20 token
• Escrow Addon (paid)
• Event Ticket Addon (paid)
• Front end template update
• Shop Addon (paid)

Update ChangeLog

Secure Online Payment Gateway v-5.0.1 June 04, 2026

        Feature: Updated the Upgrader module to support multi-version upgrades

        Bug Fixing: Resolved a data checking issue in the Transaction Data Table

Secure Online Payment Gateway v-5.0.0 May 21, 2026

        Feature: Laravel version updated to 12

        Feature: Added support for Merchant SDK

        Feature: Added phone number verification during profile updates

        Bug Fixing: Restricted admin replies when disputes are in closed status

        Bug Fixing: Restricted admin replies when tickets are in closed status

        Bug Fixing: Fixed installer helper related issues

Secure Online Payment Gateway v-4.4.1 April 13, 2026

        Feature: Added SMS template for deposit notifications.

        Feature: Added SMS template for withdrawal notifications.

        Bug Fixing: Enforced email verification based on admin settings (API).

        Bug Fixing: Refactored Stripe virtual card webhook endpoints.

        Bug Fixing: Refactored referral module integration in Core Secure Online Payment Gateway.

Secure Online Payment Gateway v-4.4.0 January 21, 2026

        Feature: Added support for the Invoice module (paid)

        Feature: Added support for the Escrow module (paid)

        Feature: Introduced dark mode logo support

        Bug Fixing: Fixed an issue with dispute closure email notifications

        Bug Fixing: Resolved an issue with user phone numbers containing leading zeros

        Bug Fixing: Fixed issue with request money email and sms notifications

Secure Online Payment Gateway v-4.3.9 December 25, 2025

        Feature: Added support for the Airtime Recharge module

        Feature: Added support for the Remittance module

        Bug Fixing: Inactive currencies removed from the deposit currency list

Secure Online Payment Gateway v-4.3.8 November 21, 2025

        Bug Fixing: KYC Verification API Issue Fixed

        Bug Fixing: Virtual Card Module Seeder Issue Fixed

Secure Online Payment Gateway v-4.3.7 November 18, 2025

        Feature: Implemented KYC Verification Feature API For Mobile App

        Feature: Implemented Add-ons Mega Menu

        Bug Fixing: Fixed KYC Verification Provider DataTable Issue

        Bug Fixing: Resolved Virtual Card Withdrawal Functionality Issue

        Bug Fixing: Fixed Email Template Rendering Error

        Bug Fixing: Corrected Navigation Error in Admin Panel User Profile

        Bug Fixing: Fixed User Filter Issue in Admin Panel Send Money Section

        Bug Fixing: Resolved Asset Amount Reset Issue for Crypto Provider

Secure Online Payment Gateway v-4.3.6 August 29, 2025

        Improvement: Two-Factor Authentication Code Resend Functionality

        Improvement: Refactoring JavaScript Code for Fees and Limits

        Bug Fixing: Display Stripe Error on Card Decline or Invalid Entry

        Bug Fixing: Resolved Transaction Datatable Error

        Bug Fixing: Fixed Currency Dropdown Issue in Payment Method and Fees & Limits

        Bug Fixing: Fixed Version Upgrade Issue

Secure Online Payment Gateway v-4.3.5 June 25, 2025

        Improvement: Virtual Card Addon Support

        Improvement: Refactored migrations and seeders for maintainability

        Bug Fixing: Resolved user sorting issue in crypto and token transaction datatables.

        Bug Fixing: Fixed exchange rate issue during currency exchange CSV generation.

        Bug Fixing: Fixed dispute date filtering issue.

        Bug Fixing: Restrict deletion of a currency if any associated wallets exist for it.

        Bug Fixing: Fixed issue when the ticket file is not found.

        Bug Fixing: Fixed deposit issue via CoinPayments for crypto currencies.

Secure Online Payment Gateway v-4.3.4 April 22, 2025

        Improvement: PoolMoney - Secure Online Payment Gateway Fundraiser Addon Support 

        Improvement: QR Code merchant payment API

        Bug Fixing: Fixed bug where accepting a request defaulted currency to USD.

        Bug Fixing: Resolved TatumIO crypto receive redirect and encryption issues.

        Bug Fixing: Corrected fee calculation for individual transactions.

Secure Online Payment Gateway v-4.3.3 March 20, 2025

        Feature: Integrated Flutterwave Payment for Deposits & Standard Merchant Payments.

        Improvement: Displayed dynamic TatumIO package name on the Crypto Token page

        Bug Fixing: Resolved unsupported operand type issue during user withdrawal.

        Bug Fixing: Fixed user withdrawal transaction print issue

        Bug Fixing: Fixed admin transaction edit issue

        Bug Fixing: Resolved dark mode issue on the Stripe payment page

        Bug Fixing: Fixed sender/receiver name issue in crypto transaction details

Secure Online Payment Gateway v-4.3.2 January 23, 2025

        Improvement: User KYC Verification

        Bug Fixing: Crypto token wallet update issue fix

        Bug Fixing: Allow wallet create issue fix

        Bug Fixing: Stable token create crypto address view issue on mobile device fix

        Bug Fixing: CoinPayment redirect url issue fix

Secure Online Payment Gateway v-4.3.1 November 2, 2024

        Improvement: Standard Merchant payment

        Improvement: Express Merchant payment

        Improvement: Date Range picker improve on filtering data

        Improvement: CSV & PDF download of Datatable

        Improvement: CSS & JS plugin & libraries improve

        Bug Fixing: Crypto Receive PDF Sender & Receiver id issue fix

Secure Online Payment Gateway v-4.3.0 September 22, 2024

        Feature: Crypto Token Feature Added

        Feature: TRC-20 Token Deployment from admin panel

        Feature: TRC-20 Token Send Receive from admin panel

        Feature: TRC-20 Token Send Receive from user panel

        Improvement: Landing page design update to add new block for crypto currency 

        Bug Fixing: Transaction list sender & receiver id fix 

Secure Online Payment Gateway v-4.2.3 August 3, 2024

        Feature: Added subscription support for tatum.io

        Bug Fixing: Resolved Coinpayment issues for secret code & status check

        Bug Fixing: Resolved composer.json dependency issue

        Bug Fixing: Fixed withdrawal setting form submit button text issue

        Bug Fixing: Fixed PSR-4 autoloading standard issue

        Bug Fixing: Fixed max upload file size issue

        Improvement: Modified fees limit for dynamic transaction types

        Improvement: Update payment gateway processor process system

Secure Online Payment Gateway v-4.2.2 May 30, 2024

        Bug Fixing: Exchange Rate calculate from live api

        Bug Fixing: Stripe Button active before loading the page

        Bug Fixing: Duplicate phone issue for registration

        Improvement: User Panel Side bar refactor for transaction & addon

        Improvement: Block.io Crypto Provider remove as block.io discontinue service

Secure Online Payment Gateway v-4.2.1 April 06, 2024

        Bug Fixing: Forgot Password OTP Mail

        Improvement: On demand feature Agent Module dependency add

        Improvement: Missing Translation added

Secure Online Payment Gateway v-4.2.0 March 12, 2024

        Bug Fixing: Deposit PDF issue fix

        Bug Fixing: Stripe Live mood error message

        Bug Fixing: Withdrawal wallet balance message repeat fix

        Bug Fixing: Crypto Asset creation via Tatum.io Ethereum mainnet issue fix

        Bug Fixing: Block.io provider asset list page balance check issue

        Improvement: Gateway Clear image use

        Improvement: Phone Verification functionality

        Improvement: Wildcard functionality Improvement